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Business & Commercial Law FAQ - Behind in installments. Should I declare myself bankrupt?

Date: March 03, 2011

Q. I am currently in trouble with my finance company as I am behind in my instalments. Should I declare myself bankrupt?

A. Most people tend to think that bankruptcy is an effective way to defeat their creditors. Bankruptcy should only be entertained where you are in serious financial difficulty and have no way of paying back the finance provided. Generally speaking bankruptcy can last for three, five or seven years depending upon the individual circumstances of the bankrupt.

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